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	<title>Cheap, Lazy Investing &#187; Non-Investment Stuff</title>
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	<description>It's about getting more for less</description>
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		<title>My Dream</title>
		<link>http://money.fywservices.com/2010/11/my-dream/</link>
		<comments>http://money.fywservices.com/2010/11/my-dream/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 21:31:51 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Money Funny]]></category>

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			<content:encoded><![CDATA[<p><a href="http://dilbert.com/strips/comic/2010-07-15/" title="Dilbert.com" target="_blank"><img src="http://dilbert.com/dyn/str_strip/000000000/00000000/0000000/000000/90000/4000/400/94411/94411.strip.gif" border="0" alt="Dilbert.com" width="480px" /></a></p>
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		<title>Somedays, You Just Have to Laugh it Off</title>
		<link>http://money.fywservices.com/2010/09/somedays-you-just-have-to-laugh-it-off/</link>
		<comments>http://money.fywservices.com/2010/09/somedays-you-just-have-to-laugh-it-off/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 23:53:56 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Money Funny]]></category>

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		<description><![CDATA[http://humor.fywservices.com/2010/09/a-happy-retirement/]]></description>
			<content:encoded><![CDATA[<p><a href="http://humor.fywservices.com/2010/09/a-happy-retirement/">http://humor.fywservices.com/2010/09/a-happy-retirement/</a></p>
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		<title>Taking the Joke Seriously</title>
		<link>http://money.fywservices.com/2010/03/taking-the-joke-seriously/</link>
		<comments>http://money.fywservices.com/2010/03/taking-the-joke-seriously/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 00:31:48 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Money Funny]]></category>
		<category><![CDATA[cash for clunkers]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[oil]]></category>

		<guid isPermaLink="false">http://money.fywservices.com/?p=315</guid>
		<description><![CDATA[I recently received an email I believe was intended for my joke blog, but I took it up seriously. Below is the thread with names removed: I’m not good at calculating these high numbers….but sure makes ya scratch your head! Oilfield Math; Working in the oilfield with others such as myself and a wealth of [...]]]></description>
			<content:encoded><![CDATA[<p>I recently received an email I believe was intended for<a href="http://humor.fywservices.com/" target="_blank"> my joke blog</a>, but I took it up seriously. Below is the thread with names removed:</p>
<p class="MsoNormal"><span style="font-family: Arial; color: navy; font-size: x-small;"><span style="font-size: 10pt; font-family: Arial; color: navy;">I’m not good  at calculating these high numbers….but sure makes ya scratch your head!</span></span></p>
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<p class="MsoNormal"><strong><strong><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">Oilfield Math;</span></span></strong></strong></p>
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<p class="MsoNormal"><strong><strong><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">Working in the     oilfield with others such as myself and a wealth of combined  experience we     understand the accuracy of the following.</span></span></strong></strong></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">Think of it this way:</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">A clunker that travels 12,000 miles a year     at 15 mpg uses 800 gallons of gas a year.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">A vehicle that travels 12,000 miles a year     at 25 mpg uses 480 gallons a year.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">So, the average Cash for Clunkers     transaction will reduce<span class="apple-converted-space"> </span> US<span class="apple-converted-space"> </span>gasoline</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">consumption by 320 gallons per     year. </span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">They claim 700,000 vehicles so that&#8217;s 224     million gallons saved per year. </span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">That equates to a bit over 5 million barrels     of oil.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">5 million barrels is about 5 hours worth of<span class="apple-converted-space"> </span> US<span class="apple-converted-space"> </span>consumption.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">More importantly, 5 million barrels of oil     at $70 per barrel costs about $350 million dollars</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">So, the government paid $3 billion of our     tax dollars to save $350 million.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">We spent $8.57 for every dollar we saved.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: red; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: red;">I&#8217;m pretty sure they will do a great job with     our health care though.</span></span></p>
<p class="MsoNormal">Yup, those numbers are about right. Only thing is, saving spending on  oil had nothing to do with the program. The program had to do with  stimulating the economy by propping up an industry that was almost  bankrupt, making the politicians look good by showing improved consumer  spending and a rise in the stock market based on false recovery numbers  and reduction in unemployment growth by employing those auto workers a  few weeks longer.</p>
<p>The real number to look at is what the consumer  that got cash for the clunker got out of it. Saving 320 gallons per  year at 2.89 cents per gallon = $896 per year. A crappy car after the  rebate is still about $10k financed. With an average credit rating, you  will get it at about 7% and being the average desperate person you go  for 6 year financing. That is $170.49 per  month, or $2045.88 per year. The first 2 years are almost pure  interest, so for the first two years you throw away $1149.88 per year  for the privilege of improving the lifestyle of someone who owns Ford  stock (do you?).</p>
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Of course, for those who were going to buy  a car anyway, it was a great boon, however since sales increased by  ~70%, that is darn few. The funniest part is that the cash for clunkers  rebates were smaller than the manufacturer&#8217;s rebates that were suspended  during the program and cost the dealers more, resulting in laying folks  off locally instead of just in the car building states.</p>
<p>See  <a href="http://www.gocomics.com/nonsequitur/2010/03/05" target="_blank">today&#8217;s Non Sequitor</a> for a perfect illustration of the whole concept <img src='http://money.fywservices.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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<p>Cheers!</p></div>
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<p class="MsoNormal"><span style="font-family: Arial; color: navy; font-size: x-small;"><span style="font-size: 10pt; font-family: Arial; color: navy;">I’m not good  at calculating these high numbers….but sure makes ya scratch your head!</span></span></p>
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<p class="MsoNormal"><strong><strong><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">Oilfield Math;</span></span></strong></strong></p>
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<p class="MsoNormal"><strong><strong><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">Working in the     oilfield with others such as myself and a wealth of combined  experience we     understand the accuracy of the following.</span></span></strong></strong></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">Think of it this way:</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">A clunker that travels 12,000 miles a year     at 15 mpg uses 800 gallons of gas a year.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">A vehicle that travels 12,000 miles a year     at 25 mpg uses 480 gallons a year.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">So, the average Cash for Clunkers     transaction will reduce<span class="apple-converted-space"> </span> US<span class="apple-converted-space"> </span>gasoline</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">consumption by 320 gallons per     year. </span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">They claim 700,000 vehicles so that&#8217;s 224     million gallons saved per year. </span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">That equates to a bit over 5 million barrels     of oil.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">5 million barrels is about 5 hours worth of<span class="apple-converted-space"> </span> US<span class="apple-converted-space"> </span>consumption.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">More importantly, 5 million barrels of oil     at $70 per barrel costs about $350 million dollars</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">So, the government paid $3 billion of our     tax dollars to save $350 million.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: black; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: black;">We spent $8.57 for every dollar we saved.</span></span></p>
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<p class="MsoNormal"><span style="font-family: Arial; color: red; font-size: medium;"><span style="font-size: 13.5pt; font-family: Arial; color: red;">I&#8217;m pretty sure they will do a great job with     our health care though.</span></span></p>
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<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fmoney.fywservices.com%2F2010%2F03%2Ftaking-the-joke-seriously%2F&amp;title=Taking%20the%20Joke%20Seriously" id="wpa2a_6"><img src="http://money.fywservices.com/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>Why is the Press Suprised by Consumer Confidence Crash?</title>
		<link>http://money.fywservices.com/2010/02/why-is-the-press-suprised-by-consumer-confidence-crash/</link>
		<comments>http://money.fywservices.com/2010/02/why-is-the-press-suprised-by-consumer-confidence-crash/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 11:55:51 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Non-Investment Stuff]]></category>

		<guid isPermaLink="false">http://money.fywservices.com/?p=300</guid>
		<description><![CDATA[The banks responded to the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Credit CARD Act) by cutting the credit line of everyone below a 900 rating. With their credit limit cut by 50 &#8211; 70%, why is anyone not linking this to the drop in consumer confidence? Oh, and they took that last [...]]]></description>
			<content:encoded><![CDATA[<p>The banks responded to the <a href="http://www.opencongress.org/bill/111-h627/show"><strong>Credit  Card Accountability, Responsibility and Disclosure  Act of 2009 (Credit  CARD Act)</strong></a> by cutting the credit line of everyone below a 900 rating. With their credit limit cut by 50 &#8211; 70%, why is anyone not linking this to the drop in consumer confidence? Oh, and they took that last chance to up the interest rate on all those cards and then canceled all of the low-interest offers. Apparently the idea is that if you punish the masses they will complain to the government to be abused the old way instead of the new way.</p>
<p>I still go by the theory that conspiracies aren&#8217;t real because those who are suspected of conspiring are too stupid to do so.</p>
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		<title>Mourning a Great Friend and a Good Investor</title>
		<link>http://money.fywservices.com/2010/01/mourning-a-great-friend-and-a-good-investor/</link>
		<comments>http://money.fywservices.com/2010/01/mourning-a-great-friend-and-a-good-investor/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 10:56:05 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Non-Investment Stuff]]></category>

		<guid isPermaLink="false">http://money.fywservices.com/?p=291</guid>
		<description><![CDATA[I learned a lot from Thomas (the Commodore)  Daly, including how to enjoy a holiday with a large in-law family and how to invest shrewdly for the  long term. I miss him. Copied from The Gloucester Times (because I don&#8217;t think they use permalinks): Thomas F. Daly GLOUCESTER — Thomas F. Daly, 99, a resident [...]]]></description>
			<content:encoded><![CDATA[<p>I learned a lot from Thomas (the Commodore)  Daly, including how to enjoy a holiday with a large in-law family and how to invest shrewdly for the  long term. I miss him.</p>
<p>Copied from <a href="http://www.legacy.com/gloucestertimes/Obituaries.asp?Page=Lifestory&amp;PersonId=138517453" target="_blank">The Gloucester Times</a> (because I don&#8217;t think they use permalinks):</p>
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<td width="55%" valign="bottom">Thomas F. Daly</td>
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<td colspan="3"><!-- Thomas F. Daly--><img src="http://mi-cache.legacy.com/legacy/images/Cobrands/GloucesterTimes/Photos/OBIT-DAL.10376876_001654.jpg" alt="" hspace="10" vspace="4" align="LEFT" />GLOUCESTER — Thomas F. Daly, 99, a resident of Gloucester and a former resident of Arlington and Cambridge, passed away on Saturday, Jan. 9, 2010.</p>
<p>He was born in Newark, N.J. to his parents, Thomas and Louise (Gendron) Daly. Tom was raised and educated in East Cambridge. From a very young age, he learned how to make a living. From fixing bicycles to opening a fancy lemonade stand, he always showed his entrepreneurial spirit. He was the first person in his neighborhood to purchase a car. Tom was an accomplished drummer in an orchestra in his early years. He was also very fond of playing the piano and organ.</p>
<p>At the age of 19, he opened Daly Mills Curtain &amp; Drapery Store on Cambridge Street in Cambridge. At one point in his life the store expanded to 12 different locations. Tom remained a fixture at the store until his retirement at the age of 82.</p>
<p>Being an avid boater, Tom helped form the Charles River Yacht Club in Cambridge. He held the position of Commodore for 10 years and was also a past Commander for the United States Power Squadron. Since 1944, he and his family have spent the summer months at their cottage in Gloucester. Tom was a devoted to his wife and family. He spent many Sunday&#8217;s with his family boating in Gloucester.</p>
<p>The winter months would bring Ski Season and Tom would teach his children to Ski. Of course, Tom&#8217;s version of teaching was dropping the Kids off at Ski School so he and his wife Alma could enjoy lunch together. He was involved in several fund-raisers at Matignon High School in Cambridge and is a former President of the Knights of Matignon. He was also an Incorporator at East Cambridge Savings Bank. Tom enjoyed the stock market, trading up until the day before he passed. Throughout his life he strived to be a proud man of strong faith and values.</p>
<p>Tom was the beloved husband of 65 years to his wife, Alma, who predeceased him in 1998. He was the loving father of five children: Alma L. McLaughlin and her husband Bob of Tewksbury, Carol M. Craig and her husband Paul of Rockport, Marilyn J. Breslin of Georgetown, Thomas F. Daly Jr. of Laconia, N.H., and Mary Elaine Daly of Gloucester. He was the proud grandfather of 19 grandchildren and the great-grandfather of 40 great-grandchildren. He is also survived by several nieces and nephews. Along with his parents and his wife, Tom was predeceased by his brothers, Leo and Arthur Daly.</p>
<p><strong>ARRANGEMENTS: Relatives and friends are invited to attend his funeral from the Breslin Funeral Home, 610 Pleasant St., Malden, on Saturday, Jan. 16, at 10 a.m. followed by a Mass of Christian burial celebrated at St. Agnes Church, 51 Medford St., Arlington, at 11 a.m. Services will conclude with interment in Mt. Pleasant Cemetery in Arlington. Visiting hours will be held at the funeral home on Friday, Jan. 15, from 4 to 8 p.m. For guestbook and directions, please visit <a href="http://www.breslinfuneralhome.com/" target="_new">www.breslinfuneralhome.com</a>.</strong></td>
</tr>
</tbody>
</table>
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		<title>The Price Is Right&#8230;Sometimes</title>
		<link>http://money.fywservices.com/2009/06/the-price-is-rightsometimes/</link>
		<comments>http://money.fywservices.com/2009/06/the-price-is-rightsometimes/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 14:33:51 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Free Stuff]]></category>
		<category><![CDATA[free]]></category>

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		<description><![CDATA[FreeInternet.com has coupons, discounts, and free stuff availalbe on the Internet cataloged in one handy place. Neat if you are into that kind of thing. Personaly, I tend to bookmark and forget those places, but that is the lazy part conflicting with the cheap part.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.freeinternet.com/" target="_blank">FreeInternet.com</a> has coupons, discounts, and free stuff availalbe on the Internet cataloged in one handy place. Neat if you are into that kind of thing. Personaly, I tend to bookmark and forget those places, but that is the lazy part conflicting with the cheap part.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fmoney.fywservices.com%2F2009%2F06%2Fthe-price-is-rightsometimes%2F&amp;title=The%20Price%20Is%20Right%26%238230%3BSometimes" id="wpa2a_12"><img src="http://money.fywservices.com/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>TD</title>
		<link>http://money.fywservices.com/2009/05/td/</link>
		<comments>http://money.fywservices.com/2009/05/td/#comments</comments>
		<pubDate>Sun, 24 May 2009 17:19:01 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Money Funny]]></category>

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		<description><![CDATA[I don&#8217;t know how I started getting emails from Chris Johnson of the OptionsZone, but they have been somewhat useful. I don&#8217;t go for options investing because I don&#8217;t like the commissions on options (that&#8217;s the Cheap part of the blog name asserting itself there) and they are more work than my usual limit buy/sell [...]]]></description>
			<content:encoded><![CDATA[<p>I don&#8217;t know how I started getting emails from Chris Johnson of the <span class="email"><a href="http://www.optionszone.com/" target="_blank">OptionsZone</a>, but they have been somewhat useful. I don&#8217;t go for options investing because I don&#8217;t like the commissions on options (that&#8217;s the <em>Cheap</em> part of the blog name asserting itself there) and they are more work than my usual limit buy/sell approach (and there&#8217;s the <em>Lazy</em> part). However, options trading is still based on homework, and I much prefer it when someone else does a bunch of it for me for free (<em>Cheap</em> and <em>Lazy</em> together). As a teaser he sent me a doubler a day email series for a week. I did not double anything, but, to be totally fair, he meant on the options. I did buy <a href="http://finance.yahoo.com/q?s=ADTN" target="_blank">ADTN</a> for my virtual portfolio at <a href="http://www.jdoqocy.com/click-3495231-10506041" target="_blank">Wall Street Survivor</a> and made a quick 20%. I also bought <a href="http://finance.yahoo.com/q?s=MCD" target="_blank">MCD</a> in my <a href="http://www.jdoqocy.com/click-3495231-10506041" target="_blank">WSS portfolio</a> when Johnson said to buy the option, and am just now getting to profit on it. But I bought it for my real-world portfolio a few days later when the price dropped (where Johnson said it would go up) and am already up 10%.</span></p>
<p><span class="email">Anyway, I mention all this because every other day I get a last chance email from Johnson, and today&#8217;s included the promise to give me a trade on <a href="http://finance.yahoo.com/q?s=TD" target="_blank">TD</a> if I subscribe today. Not sure how dumb someone has to be to think they are getting something for free by paying for the service that provides it, but it did give me a lead on TD. They are trading today $7.41 over the 1 year target, so it will go on the watch list until the price comes down or the target goes up.<br />
</span></p>
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		<title>France24 iPod Nano Give Away</title>
		<link>http://money.fywservices.com/2009/05/france24-ipod-nano-give-away/</link>
		<comments>http://money.fywservices.com/2009/05/france24-ipod-nano-give-away/#comments</comments>
		<pubDate>Fri, 22 May 2009 16:38:57 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Free Drawings]]></category>
		<category><![CDATA[drawing]]></category>
		<category><![CDATA[free]]></category>
		<category><![CDATA[prize]]></category>

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		<description><![CDATA[You&#8217;ll have to put up with the newsletter for awhile, and after you enter you get a real-time news cast with no warning. Annoying, but harmless. Enter by clicking here.]]></description>
			<content:encoded><![CDATA[<p>You&#8217;ll have to put up with the newsletter for awhile, and after you enter you get a real-time news cast with no warning. Annoying, but harmless.</p>
<p><a href="http://www.france24.com/en/participation-competition-registration-mailing-services" target="_blank">Enter by clicking here</a>.</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fmoney.fywservices.com%2F2009%2F05%2Ffrance24-ipod-nano-give-away%2F&amp;title=France24%20iPod%20Nano%20Give%20Away" id="wpa2a_16"><img src="http://money.fywservices.com/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>Hello world!</title>
		<link>http://money.fywservices.com/2009/05/hello-world/</link>
		<comments>http://money.fywservices.com/2009/05/hello-world/#comments</comments>
		<pubDate>Thu, 21 May 2009 21:38:52 +0000</pubDate>
		<dc:creator>FYW Dude</dc:creator>
				<category><![CDATA[Money Funny]]></category>

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		<description><![CDATA[While this will definitly get serious, I wanted to set the precedence for my sense of humor with this post, consisting of a Dilbert comic. And, yes, I&#8217;m too lazy to fix this so it doesn&#8217;t run over the side until it is pushed down by other posts!]]></description>
			<content:encoded><![CDATA[<p>While this will definitly get serious, I wanted to set the precedence for my sense of humor with this post, consisting of a Dilbert comic.<br />
<a title="Dilbert.com" href="http://dilbert.com/strips/comic/2009-05-15/" target="_blank"><img src="http://dilbert.com/dyn/str_strip/000000000/00000000/0000000/000000/50000/3000/300/53323/53323.strip.gif" width="500" height="155" border="0" alt="Dilbert.com" /></a></p>
<p>And, yes, I&#8217;m too lazy to fix this so it doesn&#8217;t run over the side until it is pushed down by other posts!</p>
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