Anyway, today’s junk mail was this offer for a special report of ten top picks. I would have bit, knowing full well it would increase the work of my spam filter. But then I noticed that they had eight links in the email to the same place to get the free report. Which tells me that they are either too dumb to hire a good web copy writer for their pitches or are only looking for people so dumb that they have to be shown eight times how to get something for free. I can understand two (top and bottom of the email), even three if it is a really long email. But eight links? Nah, that’s too many. I’ll pass.

If you want to get it anyway, those eight links point to http://www.newsletteradvisors.com. It actually came with a parameter, but that probably confirms my email address as a sucker, so I’m leaving it off.

Gee, no raises, just lowered taxes. When my income stays the same in an economy where I could lose my job or what little is left of my retirement savings in the blink of an eye, I’ll be using the “excess” to pay bills down and stash in my municipal money market.

And has it occurred to anyone that the government that is borrowing like crazy and canb enact a tax break mid year can also enact tax hikes right before the year ends, asking for it all back plus interest if the economy turns around or the lenders demand some repayment?