Posts Tagged ‘DIY’

Managing Your Credit Score

Saturday, August 8th, 2009

I became real good at managing my credit score 30 years ago, and have just been too lazy to write it up. There is a fairly good article at to get you there if you don’t know how.

How is this cheap lazy investing? First, there are lots of companies that will charge you from $5 – $5,000 to do what you can do for free. And if you have ever tried doing much of anything with a bad credit rating, you know it is hard. It is less work to maintain good credit than to re-establish it, and still less work to re-establish knowing what to do than guessing.


Sunday, May 24th, 2009

One of the free newsletters I subscribe to comes from I would include the specifics of the newsletter, but my host service took two days to get my database running again and I lost the email while waiting for them to figure out that they were not testing the database by accessing the one fyw site that doesn’t use it.

Grousing aside, the newsletter include a link to one of their many “5 x for y” articles.

5 Housing Stocks for a Rebound

The only one I would consider (and have been considering for quite some time) is Black & Decker (BDK). Good products, well run company, and positioned well for the recovery. If stock prices were more equal to the actual value of the company than the quantity of the Wall Street rumor mill, it would be a no-brainer. But, at this point, it will just remain on my watch list along with most stocks that did that huge leap in March.

Google Finance lists BDK in the Consumer Cyclical sector. This is why, despite Cramer’s advice on watching sectors, I don’t take sectors too seriously. I spent enough time in the construction industry to know that professionals use a lot of Black & Decker products, too, which makes this a good play on both an up and down housing market.